In Saturday’s SMH

“The world is fast dividing into two types of people. First , there are those who fear that even writing the word “MasterCard” in an email will result in their bank account being emptied by Nigerian scammers.

Then there are those who breathe the digital environment like oxygen – who have never been inside a bank branch, who chat with friends without talking, and who will cheerfully buy from, sell to and make payments to people they have never met regardless of the country they live in.”   Kylie Davis

Whic one are you closest to???